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I think the credit reporting agencies should have

IPhone is a trademark of Apple Inc., registered in the and other countries. App Store is a service mark of Apple Inc.

Mr. Cuomo said in a statement that the breach was “a wake-up call,” and added that he hoped the regulations will be replicated nationwide.Administration officials said they expected the proposal to be adopted within 60 days, after a public comment period has ended.

Equifax has launched a tool that will let you know if you were affected by the breach. Visit to learn if you were impacted. You will need to provide your last name and last six numbers of your Social Security number.If you have a problem with credit reporting, you can with the . 

“Someone who isn’t looking to borrow money may want to freeze their credit for security purposes. A good candidate would be someone owns their home or is a long-term renter who doesn’t plan on making a new car purchase or obtaining new credit cards in the near future.”

The information in your credit report is used to calculate your credit score. A credit score is calculated based on your:Some companies may promise to repair or fix your credit for an upfront fee--but there is no way to remove negative information in your credit report it is accurate.

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credit breach apple security report