in process …


Something bad happened. You should try to fix …


The action is completed.

If your car is declared totaled because of a hail claim

The insurance company will use the Kelley Blue Book to value the car. The insurance company is required to pay what your vehicle was actually worth at the moment before the crash. The claims adjuster will check to see what a car like yours (same make, model and year) is worth in your general geographic area. It is also a good idea for you to independently research the value of your car before agreeing to a settlement with the insurance company.

are also used by different states to denote specific histories. The National Motor Vehicle Titling Information System (NMVTIS), a government-run database, keeps a history of brands that have been applied to the vehicle by any state. It unifies the state-issued brands into 60 brands. Consumers may up records associated with a VIN through NMVTIS-approved vendors. VinAudit offers vehicle history reports that include checks for “salvage,” “hail damage” and other potential title problems covered by NMVTI

If you purchased Rental Reimbursement coverage when you purchased your insurance policy, the coverage will be available on qualified claims for up to 30 days while the claim is being resolved. To determine if you have Rental Reimbursement coverage, review your policy documents or log in to your policy to view your coverages. Your Policy Summary page, available from the Policy Snapshot link, lists all your coverages. Progressive policyholders who have a claim but do not have Rental Reimbursement coverage can

To claim a casualty loss deduction on your federal income tax, you must prove to the IRS that you are the rightful owner of the property. Most importantly, you must notify the IRS of any reimbursement you anticipate receiving from an insurance company or a lawsuit that is likely to result in a monetary settlement. You must reduce your deductible loss by these proceeds since the deduction only unrecoverable losses.

If an uninsured driver caused the accident, then your insurance company will pay for damage to your vehicle if you have collision coverage or uninsured motorist property damage. If your damage is repaired under your collision coverage — be aware you will still have to pay a deductible.

Related links


insurance coverage company vehicle damage